{"id":48329,"date":"2026-03-26T09:58:22","date_gmt":"2026-03-26T02:58:22","guid":{"rendered":"https:\/\/everpro.id\/panduan\/?p=48329"},"modified":"2026-04-02T10:23:22","modified_gmt":"2026-04-02T03:23:22","slug":"asuransi-pengiriman","status":"publish","type":"post","link":"https:\/\/everpro.id\/panduan\/shipping\/asuransi-pengiriman\/","title":{"rendered":"Asuransi Pengiriman"},"content":{"rendered":"\r\n

1. Apa Manfaat Asuransi Pengiriman?<\/strong>

<\/p>\r\n

Agar barang yang dikirim tetap dalam kondisi baik saat tiba di alamat Penerima, tentunya pengemasan yang aman sangat dibutuhkan. Namun selain pengemasan, asuransi pengiriman barang juga sangat penting.<\/span><\/p>\r\n

Manfaat utama dari asuransi adalah mencegah kerugian jika barang yang Penjual\/pengirim kirimkan mengalami kerusakan atau bahkan hilang dalam proses pengiriman. Asuransi akan memberikan ganti rugi atas kendala tersebut.<\/span><\/p>\r\n

Meskipun sudah dikemas dengan sebaik mungkin, namun tetap saja ada resiko paket rusak karena tertindih ribuan paket lain dari ekspedisi yang Penjual\/pengirim pilih. Memang setiap jasa ekspedisi pasti sudah meminimalisir kerusakan pada paket, namun tetap saja tidak ada yang tahu akan seperti apa kondisi di lapangan. Selain itu, bisa saja ada musibah tak terduga yang membuat paket Penjual\/pengirim hilang atau rusak. Terutama jika barang tersebut bernilai tinggi, seperti smartphone atau barang elektronik.<\/span><\/p>\r\n\r\n\r\n\r\n\r\n\r\n


2. Berapakah Biaya Asuransi Pengiriman?<\/strong>

Nominal biaya asuransi bisa berbeda-beda tergantung pada kebijakan ekspedisi yang dipilih oleh Penjual\/pengirim. Cek tabel di bawah ini untuk mengetahui besaran premi asuransi setiap ekspedisi:<\/span><\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
\r\n

Ekspedisi<\/b><\/p>\r\n<\/td>\r\n

\r\n

Asuransi<\/b><\/p>\r\n<\/td>\r\n

\r\n

Premi<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

ID Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.20 %<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

J&T Cargo<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.20%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

J&T Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.20%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

JNE<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.20% + 2.500<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Lion Parcel<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.30%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

POS Indonesia<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.24%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SAP Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.20%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SiCepat<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0.25%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SPX Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n

\r\n

0,20%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

 <\/p>\r\n

 <\/p>\r\n

Contohnya :<\/span><\/p>\r\n

Harga\/nilai barang Rp 1.000.000,-<\/span><\/p>\r\n

Biaya asuransi dari ekspedisi A 0,2% dari harga barang<\/span><\/p>\r\n

Maka, biaya asuransinya adalah Rp 1.000.000,- x 0,2% = <\/span>Rp 2.000,-<\/b><\/p>\r\n

 <\/p>\r\n

3. Berapakah Nilai penggantian dari Asuransi Pengiriman?<\/b><\/p>\r\n

Untuk nilai penggantian\/klaim asuransi dari masing-masing ekspedisi seperti berikut :<\/span><\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
\r\n

Ekspedisi<\/b><\/p>\r\n<\/td>\r\n

\r\n

Nilai Penggantian\/Klaim Asuransi<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

ID Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir atau Max : 250,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

J&T Cargo<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir atau Max : 200,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

J&T Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir atau Max : 20,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

JNE<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir\u00a0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Lion Parcel<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir atau Max : 1,000,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

POS Indonesia<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SAP Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir\u00a0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SiCepat<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Anteraja<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang atau Max : 100,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Deliveree<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang atau Max : 1,000,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

GoSend<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang atau Max : 10,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Grab<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang atau<\/span><\/p>\r\n

Instan : Max 10,000,000<\/span><\/p>\r\n

Sameday : Max 10x Ongkir<\/span><\/p>\r\n

GrabCar : Max 3,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Lalamove<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang atau Max 2,000,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Paxel<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir atau Max Rp10.000.000<\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

REX<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang\u00a0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

RPX<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Sentral Cargo<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang + ongkir<\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

TIKI<\/span><\/p>\r\n<\/td>\r\n

\r\n

senilai harga barang<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

SPX Express<\/span><\/p>\r\n<\/td>\r\n

\r\n

Senilai harga barang + ongkir atau Max Rp1.000.000<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

 <\/p>\r\n

*Jika tidak menggunakan asuransi, maka Everpro akan memberikan ganti rugi sebesar 10 (sepuluh) kali dari Biaya Kirim atau senilai Harga Barang. Dimana nilai ganti rugi yang diambil adalah dari yang terendah di antara keduanya.<\/span><\/p>\r\n

Untuk detail asuransi dan klaim yang ada di Everpro bisa dilihat di halaman **<\/span>Panduan Klaim Everpro<\/span><\/a>**.<\/span><\/p>\r\n\r\n\r\n\r\n

 <\/p>\r\n","protected":false},"excerpt":{"rendered":"

1. Apa Manfaat Asuransi Pengiriman? Agar barang yang dikirim tetap dalam kondisi baik saat tiba di alamat Penerima, tentunya pengemasan yang aman sangat dibutuhkan. Namun selain pengemasan, asuransi pengiriman barang juga sangat penting. Manfaat utama dari asuransi adalah mencegah kerugian jika barang yang Penjual\/pengirim kirimkan mengalami kerusakan atau bahkan hilang dalam proses pengiriman. Asuransi akan […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1636],"tags":[2229,2232,2244],"class_list":["post-48329","post","type-post","status-publish","format-standard","hentry","category-shipping","tag-ketentuan-klaim","tag-menyiapkan-paket","tag-tarif-perlindungan"],"acf":[],"yoast_head":"\nAsuransi Pengiriman - Pusat Bantuan Everpro<\/title>\n<meta name=\"description\" content=\"Pada tutorial ini anda akan mengetahui cara melakukan cek ongkos pengiriman pada dashboard Everpro.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/everpro.id\/panduan\/shipping\/asuransi-pengiriman\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Asuransi Pengiriman - 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